Final Expense Insurance: Peace of Mind for Your Loved Ones

Final expense insurance helps protect your family from the financial burden of funeral costs, medical bills, credit cards, mortgage balances, and other unexpected expenses at the time of death. With Secure Advantage-style plans, you may receive immediate death benefit coverage and cash value accumulation with guaranteed rates.

Highlights

• Guaranteed premium rates and cash values.
• Immediate death benefit up to $50,000.
• Coverage never decreases; premiums never increase.
• No waiting period: full coverage from day one on qualifying plans.
• Optional accidental death rider.
• Permanent policy that builds cash value.

Benefit levels by age

Select your age range: 0–49, 50–80, or 81–85.

Why choose final expense coverage?

• Protects family from medical debt, mortgage, and credit card balances.
• Average U.S. funeral cost is between $7,000 and $12,000.
• Guaranteed issue options for ages 0 to 85 on many products.
• Death benefits are generally income-tax free to beneficiaries in most states.*

*Consult a tax professional for advice specific to your situation.

Help your loved ones maintain financial stability with a policy designed to cover final expenses without draining their savings.